charged for the services of

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creditors.Petition millsPetition mills take advantage of poor debtors who wish to save their homes. Under this form of fraud, a tenant will be contacted by an agency offering to work with the debtor's landlord to prevent eviction. The debtor then agrees to pay the agency for its services . Many times these agencies have no intention of contacting the landlord. Instead, the agency will take the personal information collected from the debtor and file bankruptcy without the tenant's knowledge. The tenant continues paying the agency, while the agency will.


extend the eviction process out over several months. By the time tenants realize that they Northeast Mobile Number List have been duped, their credit has been destroyed, their bank accounts have been drained, and their homes have been taken. These operations tend to take place in large metropolitan and urban neighborhoods with substantial numbers of poor people.Some petition mill operations also function under the guise of credit counseling services. The activities are similar, only the pretense changes. Debtors are still.






charged for the services of the credit counselor who is filing bankruptcy in the debtor's name without permission, instead of working with creditors. In the end, when the scheme is discovered, the debtors will find that counselors have made their credit record worse and that they have lost the money spent on counseling.Multiple-filing schemesMultiple-filing schemes work in much the same manner as concealment of assets fraud. In both instances, debtors decline to list all their assets when filing for bankruptcy. Unlike concealment of assets,